Garden Street Reviews
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About gardenstreet.co.uk Popular Products and Services?
GardenStreet.co.uk is a UK specialist in garden products. The popular products and services include garden furniture, garden gazebos & structures, sheds & bin stores, and BBQs. The collection features reputable brands such as Rowlinson, LG Outdoor, Kettler, Hartman, Lifetime, Palram-Canopia, and Keter. The website offers free standard delivery on most brands. The garden furniture range includes rattan, wooden, and metal sets. The selection includes stylish benches, corner dining sets, rattan dining sets, and beautiful egg chairs in a wide variety of styles and colours. Paints and treatments are also available to keep everything looking at its best. Brands featured in the garden furniture range include Hartman, Kettler, and Bramblecrest. The website also offers access to finance across the garden furniture sets to help spread the cost.
About gardenstreet.co.uk Payment Method?
GardenStreet.co.uk offers a finance option to spread the cost of purchases. They have partnered with Deko, a credit broker authorised and regulated by the Financial Conduct Authority. Deko connects customers with lenders whose finance options are best suited for them and their purchase. The finance application will be considered by Omni Capital Retail Finance. To apply for finance, customers need to choose Deko at the checkout and select the finance option that suits them. The application form is quick and simple and includes help text throughout to assist. Customers will receive a decision from the lender in just a few seconds.
To be considered for finance, customers need to meet certain criteria: they must be at least 18 years old, have a gross annual income of £5,000+, be a UK resident (of 3 years or more), have a UK bank account capable of accepting Direct Debits, and they should not currently be bankrupt, subject to an Individual Voluntary Arrangement (“IVA”), or have any Country Court Judgments (“CCJs”).
The website offers a range of interest-bearing finance options to help spread the cost of purchases over 12 to 48 months. The value of the loan needs to be over £250 and no more than £15,000 and customers can choose a deposit of up to 50% of the value of the goods.
In terms of security, GardenStreet.co.uk uses SSL (Secure Sockets Layer) encryption to protect sensitive information when purchasing online. Their Payment Service Provider is Sage Pay, which is PCI SSC (Payment Card Industry Data Security Standard Compliant) to the highest level and maintains regular security audits for safety.
This webshop also offers payment methods that can be considered reasonably safe such as credit card and Paypal. These companies usually offer the option to get your money back in case the merchant does not deliver or the product has been broken during transportation. However, no payment method gives money back all the time.
What are the interest rates for GardenStreet.co.uk finance?
GardenStreet.co.uk offers a range of interest-bearing finance options to help spread the cost of purchases over 12 to 48 months. The value of the loan needs to be over £250 and no more than £15,000, and customers can choose a deposit of up to 50% of the value of the goods. The interest rate is fixed at 24.9% for a loan amount of £1014.50, repayable over 48 months. The monthly payment for this loan amount is £32.21. The total amount repayable would be £1545.88, making the cost of the loan £531.38. Please note that these figures are illustrative and the actual rates may vary based on the loan amount and term. Customers are advised to use the finance calculator at checkout to see how different loan values, terms, and interest rates affect the total amount they need to pay and the monthly repayments.
gardenstreet.co.uk Return Policy?
GardenStreet.co.uk has a Delivery & Returns policy. All delivery estimates can be found on the relevant product page below the price. Once an order has been processed, it is passed to the carrier who will contact the customer directly to arrange or inform about delivery. Most deliveries will not be delivered without them being booked in with the customer directly. Smaller items may arrive without booking. Large/Heavy items will be delivered to the nearest point of the customer's property/kerbside. Free Standard Delivery covers most products and is irrespective of order value. However, certain brands are subject to certain geographical exemptions. As standard, delivery does not occur offshore, including UK islands and Northern Ireland.
Under the Consumer Rights Act 2015, the customer has 30 days to reject goods that are unsatisfactory quality, unfit for purpose or not as described, for a full refund. There is also a Customer Return Clearance section where customer returns are available for discounted prices.